One and a half inches of rain fell while I was asleep here in Pacifica. Reports are that we are experiencing the worst rainfall in the San Francisco area since records started being kept in 1850. We have had a big limb torn down that fell harmlessly in front of the house. We have had flooding in the backyard that menaced the kitchen door. I put up a $30 rubber barrier that kept the house safe from flood waters.
Other people have
not been so lucky. People in the Santa Cruz mountains, Gilroy, Hollister,
Pachecho, and Montecito are finding their houses underwater. One house on the
beachfront here in Pacifica found its first floor flooded. Heavy rain will
continue until early next week.
I know the insurance
business well. If there is flood damage in a home or apartment and the person
affected does not have flood insurance, the insurance companies might not pay
for their losses. The supreme irony is that many people who flooded were
not in areas previously described as flood-prone.
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